SMSF Servicing Calculator

Ocean Product Suite — Policy V10.00 — ACL 525752

📋Scenario Details
🏠Loan Scenario

Min 5yr / Max 30yr

💰Product Selection
SMSF Ocean Variable
Rates from7.04% p.a.at 75.0% LVR
Established with eOffset V10.00
SMSF Ocean Fixed Rate
Rates from7.84% p.a.at 75.0% LVR
Established 1–5yr fixed V10.00
SMSF Ocean Fixed Rate Special
Rates from7.09% p.a.at 75.0% LVR
1/2/3yr — Submit by 30 Jun 2026 — V10.00
SMSF Ocean Easy Refinance SpecialEASY REFI
Refinance only — switch Loan Purpose to Refinance
Variable — Refinance only — Expires 30 Jun 2026
Assessment rate: max(rate+2%, RBA 4.10%+3%, 5.00%) = 9.04%
📍Security Property Details
Location Classification
🏢Property & Security

LVR: 75.0%

Rental Income — Subject Property

Gross p.a.: $39,000 / Shading: 80%

WLTH applies 80% shading, capped at 6% of property value.
Other SMSF Rental and Add-Backs

Above-cap — refer to funder

📈SMSF Investment Income & Fund Costs
Investment Income

Income @ 4%: $0 p.a.

Above 4% cap — 2yr evidence required

Fund Running Costs

Min: $2,500 incl GST

👥Member Contributions
Member 1
🏦Existing SMSF Debts

No existing debts added. Each loan is stress-tested per policy s3.2(b).

💳Funds to Complete

External to SMSF only.

Important: This Calculator provides an indication only and does not constitute a credit assessment or approval. WLTH Lend Pty Ltd CRN 525 873 as authorised by WLTH Pty Ltd AFSL & ACL 525 752.

Release notes · Test report ·v1.8.15
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